Define freshness and name an owner“Real time” sounds decisive, but meaningless without a metric. A service‑level agreement (SLA) is far more enforceable.Credit card giant Mastercard formalised “freshness” by engineering its Decision Intelligence platform to score every payment in 50ms. The AI analyses up to 160 billion transactions annually and tags each with a real‑time risk score that issuing banks can trust or override. This keeps false declines low whi